LIVING IN CRETE


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About Living in Crete







About Living in Crete - Retiring in Crete - Cost of Living in Crete - About Us



About living in Crete





Crete is such a beautiful and diverse island, just ten minutes drive from the bustling towns are fabulous beaches, spectacular mountains and countryside, while the hospitality of the Cretan people is renowned.


It takes time to settle into a foreign country and learn the ropes. Information can be hard to come by, even harder when you have little grasp of the language when even the simplest task can become a nightmare. I have experienced this many times over the years I have spent living in Greece and had nowhere to turn to for information in the early days. Of course it is out there somewhere, but finding it is the hard part.


Cretan culture is unique and can take a little getting used to, while the laid-back Greek lifestyle is not without its frustrations. Bureaucracy, for example, seems to have been refined into an art form and often requires endless patience.


This website offers impartial information and aims to answer many of the basic questions about everyday life in Crete, Cretan culture and bureaucratic procedures. Some of the information is based on extracts from my book Living in Crete. A Guide to Living, Working, Retiring & Buying Property in Crete which pools more than twenty years experience of living and working in Crete and Greece. This website and my informative guide book will help make your stay as painless and trouble-free as possible and can be used time and again for reference.



Retiring in Crete





Crete is a popular retirement destination for Greece lovers and many Brits and other Europeans have made the move to retire to live in Crete.


The largest of the Greek islands, Crete has much to offer for year-round living. The capital city of the island, Heraklion, has a resident population of approximately 140,000 people and is the fourth largest city in Greece, while Chania, Crete's second largest town, has a population of around 55,000. The total population of Crete is around 623,000 inhabitants. This figure swells in the summer when migrant workers and tourists stay on the island.


There are many beach, mountain and village locations which are a short distance from one of the main towns so that year round living in Crete is easy and varied.


Free health care is available in Crete for EU pensioners under the EU reciprocal arrangements. Pensioners should be aware that exchange rate fluctuations can affect their income and decisions based on factors today could have a different outlook in five years time. Consider taking professional financial advice before a move..



Cost of Living in Crete





The cost of living in Greece has risen over the last fews years, as Greece slowly comes out of the economic crisis of the last decade. Those who live in Crete can make their euros go further with thrifty shopping. Savings can be made at the large supermarket chains such (including Lidl) by buying their own brand goods. Buy local fresh fruit and vegetables only when they are in season, imported goods are far more expensive, and shop at the local farmers markets, the 'laiki' - every town in Crete has one (ask locally for the location and days of the laiki in your nearest town).


Basic goods and fuel on the islands, like Crete, tend to be a little more expensive than on the mainland due to transportation costs.


The overall prices of consumer goods, though, are fairly competitive. Shop around or buy in the sales (mid January to end February and in August), particularly for larger items such as electrical goods and furniture.


Eating out in Crete is still relatively cheap, particularly away from the main tourist areas and local 'in' places. Village tavernas usually offer the best value.



Guide to basic costs 2019


Long term rental

Varies depending on location, facilities and age of property. Prices have risen in the last few years due to the popularity of Airbnb holiday rentals and there is somewhat of a shortage of year-round rentals.

Prices start from around 300€ per month for an unfurnished one-bedroomed property in a village.

A three-bedroomed house or apartment in town or a popular area is likely to cost anywhere between 450€ per month (older property and unfurnished) to 800€ + per month (newer property/villa).


Electricity

A very general average of around 60€ / 100€ per month for a 2/3 bedroomed property with air con in the summer, electric cooker, water heater, family of four. The electricity bill also includes local council taxes & charges, which make up around 30 to 40% of the bill.


Telephone & Internet packages

Landline plus fast broadband Internet packages start from around 20€ per month - see Cosmote and Vodaphone.


Petrol

Prices in 2019 average around 1.65€ per litre, across Crete.


Going Out

Meal with local wine from 13€ per person.

Average 3 course meal with local wine 20€ per person.

Coffee from 1.40€ (cafeneon or fast food place) to 4€ (smart cafe in town/resort)

Beer from 2.00€ (cafeneon or fast food place) to 5€ (smart cafe in town/resort)

Cinema ticket 7€ to 8€


Further details about costs re housing, insurance, pools etc in Crete & Greece can be found on the forum thread (thanks to Brian C).

Details of food costs etc for Crete can be found on www.numbeo.com​





Website Information






The information contained in these web pages is based on personal experience and that of other Crete residents, plus research from government departments. Rules and regulations change frequently so you are advised to double check with government departments for any changes. However, you may find that the official line in some cases can vary depending on whom you speak to, literally which particular police officer or clerk, for example, happens to deal with your case in question.

The documents listed on this site should cover most eventualities.



The information contained in these pages is intended as a guide only. Individuals should always consult the relevant authorities, a Greek lawyer or accountant about legal and taxation issues relating to their personal circumstances.


Enjoy your stay in Crete!

Carol Palioudakis

livingincrete.net




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